Blog

How New Parents Can Manage Baby Costs and Benefits with Confidence

New parents and expecting parents often discover that the emotional milestone of welcoming a baby comes with immediate, sometimes confusing money pressure. Childbirth expenses can arrive in pieces and on different timelines, while...

How Newlyweds Can Build Strong Money Habits for a Secure Future

Newly married couples starting out, especially those blending long-standing habits later in life, often discover that beginning married life finances bring new pressures even when both partners are responsible. The core tension is...

What you need to know BEFORE Filing your taxes this tax season

We’ve all heard the clichés: “Nothing is certain except death and taxes” and “Don’t mess with the IRS.” While they’re meant to be humorous, they can make tax season feel intimidating, especially if you’re not a tax professional....

5 Challenges to Make Saving Fun

As we begin another year, people commonly make resolutions or set goals around saving money and improving habits. It’s a time of promise, change, and renewal where anything seems possible! And then January 2nd hits. There’s no shame in...

Beating the Winter Blues in Dover & the Seacoast Region

Winter in New England is a mixed bag. Many of us love the look of a fresh snowfall, skiing or snowboarding in the crisp air, and spending cozy nights with those we love indoors. However, after week after week of it, even lifelong...

Reducing Financial Stress: Practical Strategies for Everyday Stability

Financial stress affects millions of people, often creeping gradually into daily life until it influences sleep, health, relationships, and even decision-making. Money uncertainty can feel overwhelming, but building financial...

Emphasizing Gratitude Over Entitlement

From late fall all the way into winter months, many people are preparing for their gift-giving seasons and events. Many families celebrate holidays like Christmas or Hanukkah, which are known for different kinds of gift giving, while...

Smarter Ways to Pay for College Without Drowning in Debt

College can open doors — but it can also open a flood of bills. Rising tuition, living expenses, and interest on loans can haunt graduates for decades. The good news? With...

A New Englander’s Guide to “Snowbirding”

If you’ve ever felt the cold of a New England winter settle into your bones, you probably already know what a snowbird is. If this term is new to you, though, a snowbird is a someone –often a retiree-- who travels south in search of warm...

AZTEC Explores: Cybersecurity For Seniors

Many people retire to New England specifically because of our low crime rates, but crimes like fraud, phishing, and cybercrimes transcend state lines. Thankfully, there’s also a wealth of resources to help you identify common scams...

Pets And Retirement: Financially Preparing for a Pet

So you’ve done your reflections, you’ve considered some of the less common questions to prepare for a pet, and now the big question remains. Are you financially ready? If so, how will this impact your finances?

Pets and Retirement: Is a Pet Right for You?

In an article published in 2021, it was found that nearly 70% of Americans age 50–59 have pets, 60% of 60–69 year-olds have pets, and just below 50% of those 70 and older have pets. You can ask any of us at AZTEC Financial about our...

AZTEC's Top Tips: Inexpensive Fall Activities – that don’t involve leaf peeping!

Fall in the Northeast is quite famously a stunning time of year. The foliage turns shades of red, orange, and yellow rivaled only by certain parts of Japan in its vivacity, and people come from all over the world to see it. However...

Crafting Your Will - Steps to Protect Your Legacy

August is National Make a Will Month, and while the month may be drawing to an end there’s still plenty of time to consider this topic! While this article isn’t legal advice and shouldn’t be treated as such, it can be a starting point...

AZTEC'S Top Tips: Saving Money as an Adult Learner

Adult learners accounted for 24% of the 16.4 million enrolled students pursuing an undergraduate degree. If you’re a part of this group, this advice is especially for you!

AZTEC Explores: A Brief History of the Credit Card

The credit card. Over 70% of Americans have at least one credit card, and for many a quick swipe or tap of the card is second nature to the point they don’t even think of it. But where exactly did these cards come from? How did they...

Stepping In, Reaching Out- A New Voice at AZTEC Financial Group's Blog

For many readers, this isn’t the first time you’ve come to this blog for timely, local discussions of life and finance in our community... As blogger Hannah moves on to her next steps, come get to know our new assistant and blogger Leanna!

Thinking of Replacing Your Car? Consider These Practical Questions First

With the cost of vehicles so high, it's more important than ever to choose your next car carefully. Should you buy new or used? What type fits your needs? How much should you spend? Learn more about what factors to consider.

The Long Climb Back: A Practical Guide to Financial Recovery After a Personal Injury

When you’re sidelined by a personal injury, it’s never just the physical pain that weighs you down. Whether you’re healing from a car accident, a slip-and-fall, or something more complex, the key to surviving financially is having a plan.

50 Low-Cost Summer Activities: Summer Fun on a Budget

Summer fun doesn't have to be expensive. Here are 50 free or low-cost activities to enjoy near Dover, NH this summer.

How a No-Spend Month Helped Improve My Spending Habits

Did I succeed at my no-spend challenge for the month of May? Learn about the rules of a no-spend month, how to improve your spending habits, and the benefits of cutting out non-essential spending.

How To Break Free From The Overspending Cycle And Cultivate Contentment

When you're spending money in the pursuit of happiness, status, or emotional relief, you never get what you're seeking. This never-ending cycle causes financial, mental, and emotional damage, but thankfully, there is a way out.

How to Earn a Degree Without Drowning in Debt

College doesn’t have to come with a lifetime payment plan. You’ve heard the horror stories—six figures in student loans, years of financial anxiety, dreams deferred by debt. But what if you could do it differently? What if earning a degree

Pause. Reflect. Reset: The Benefits of a No-Spend Month

We live in a fast-paced world of distraction and comparison. Sometimes, it helps to step off the ride for a bit. What's one way we can do that? By challenging ourselves to a detox – a set amount of time with no unnecessary spending. 

How Your Relationship With Money Changes Through Life

Throughout each period of our lives, we’re shaped by our experiences. One example of this is our relationship with money; as we make mistakes, learn, and grow, the way we view and handle money shifts.  

Spring Into April With These Fun Local Activities!

There aren't many things more beautiful than New Hampshire in the spring. Make the most of it with these fun spring ideas in and around Dover, NH.

Refresh Your Finances With These 10 Spring Cleaning Tips

Spring is the perfect time to freshen up our homes after a long, cold winter, and it's also a great time to spruce up our finances. Let's take a look at these ten financial spring cleaning tips to get started.

Escape the Boredom Trap: 25 Best Part-Time Jobs for Retirees Looking to Do More

Many retirees find that picking up a part-time job gives them the extra socialization and structure they needed, along with an extra financial boost. Here are twenty-five part-time job ideas to get you started.

Golden Years, Golden Budget: Money Tips for Older Adults

As a senior, you've navigated through countless possible stages of life: childhood, teenage years, early adulthood, working years, married life, parenthood, and now, retirement. Just as each chapter in your life came with different...

Smart Financial Strategies for Business Owners Who Aren’t Finance Experts

Running a business comes with countless responsibilities, and for many owners, managing finances can feel like the most overwhelming task. Without a background in accounting or finance, it’s easy to second-guess decisions, overlook key...

So You Got Your Tax Refund – Now What?

Very few people enjoy filing taxes – we at AZTEC Financial Group sure don't! You know what most people do enjoy, though? The long-anticipated tax return. You may wonder, though: now that I have my tax return, what do I do with it?

Resilience in Recession: Practical Tips for Weathering Economic Challenges

Economic downturns often bring a wave of uncertainty and anxiety, but they also present unique opportunities for growth and resilience. By adopting innovative strategies and maintaining a flexible mindset, individuals and businesses can...

Common Mistakes Families Make With Money

Here at AZTEC Financial Group, we understand that parents face one of the most rewarding but challenging responsibilities known to humankind: raising a family. A substantial part of the equation is caring for their financial needs.

Simple Steps to Build a Strong Financial Foundation

January is Financial Wellness Month, so this month's blog posts are all going to be centered around the topic. We'll start off by going over the eight foundational building blocks of financial wellness, followed by a focused look at the...

Ten Unique Pre-Retirement Tips From People Who Have Experienced It

Whether you're a fifty-something business owner planning decades ahead for succession, or a pre-retiree counting down the months until you take that long commute home for the final time, you've probably heard plenty of repetitive...

Smart Money Moves: Financial Tips for Young Adults Living Independently

Achieving financial independence is both thrilling and challenging for young adults. As you step into this new phase of life, the decisions you make today can significantly influence your financial stability tomorrow....

Fun Ideas You'll Love That Won't Break The (Snow) Bank This Winter

"Weather" we like it or not, the cold is here to stay for awhile. Even though winter gets a bad wrap, it’s full of fun activities to These activities don’t need to break the bank, though! Read on to find your next chilly day inspiration.

Financial Jokes: Part Two

Since everyone enjoyed the last blog post on finance jokes, I thought I'd throw together another one. Enjoying the following twenty jokes, gulp down another cup of coffee, and try to...

Hannah's One-Year Work Anniversary!

As of November, I've officially been with AZTEC Financial Group for a whole year! It's been a challenge in the best way, and I can easily say it's my favorite job yet. I'd like to tell you why, but first, let me explain what I do here.

North Conway: the Best Fall Destination!

New England: one of the nicest places to enjoy the flaming fall foliage. But with almost 72,000 square miles of options, how can you possibly choose where to go? One of my absolute favorite places is North Conway, NH; it's the perfect...

A Peek Behind the Scenes at AZTEC Financial Group

Have you ever thought about reaching out to a financial professional, but don’t know what to expect? Or have you worked with one at a big company, but were disappointed with your experience? What is it like to work with us at AZTEC? I...

Thriving in a Recession: Strategies to Fortify Your Finances

Resilience and adaptability become key during economic downturns. While recessions pose undeniable challenges, they also present unique opportunities for personal and financial growth. By embracing a proactive mindset...

The Happiness Puzzle – Money is Only a Piece of It

"Once I get that promotion, I'll be comfortable financially." "Once I have one million dollars for retirement, I'll be set." "Once I buy that dream house, then I'll be happy." Do these statements sound familiar? They all have the same...

Woes of the Suddenly Wealthy: Why You Need to Build Good Money Habits Now

78% of pro athletes go broke after only three years of retirement, 30% of lottery winners end up going bankrupt, and 90% of wealthy families lose their fortune by the time it gets to the grandchildren. There are plenty of stories about...

A Seed Investor True to Her Roots

"Forbes 50 Over 50: Meet the Women Winning Life's Second Half". While scheduling some posts for AZTEC's social media profiles, I came across that intriguing title. Always on the lookout for an interesting topic for a blog post, I...

Four-Legged Heroes

Here at AZTEC Financial Group, we love our pets. The animals in our lives give us unconditional love, companionship, and entertainment. But for certain animals, their role goes further: they are specially trained to help their person...

Fun Fall Festivities

Crisp air, cozy sweaters, flaming foliage, warm spices galore —ah, that time of year again. I don't know about you, but I adore autumn. And where is there a better place to enjoy it than New England? I may be partial, but I say,...

Get to Know Your Team!

In a world of AI and automated answering services, it can be refreshing to hear a human's voice. Here at AZTEC, there are three real, live humans you can interact with — no robots here! Get to know the team with some fun questions.

Build Financial Wisdom For Your Kids With These Simple Strategies

In today's world, understanding money management from a young age is more important than ever. As you guide your children toward becoming...

Five Years of Joie!

A concert enthusiast, dog mom, and five-year employee at AZTEC Financial Group — that's Joie Townsend for you! In honor of her fifth year with us, we're going to take a moment to give her some recognition. Joie is one of Eric's two...

My San Diego Adventure!

Back in May, Eric called me into his office. I took a seat across from him in one of those mahogany leather chairs. "How would you like to go to San Diego?" He asked. I'd be lying if I said I wasn't surprised. I'd only flown for the...

Retired, But Not Resigned!

We've seen it happen with our friends, with our clients here at AZTEC Financial Group, and perhaps with our parents or grandparents. Someone works hard all their life, hustling to make ends meet or prepare for the future, or even just...

Flitches of Bacon, Infants with Silverware, and Other Odd Financial Idioms

Have you ever tried learning another language? From 2019-2021, I was dedicated to becoming fluent in Spanish (and from 2022 to now, I have been an expert of losing all that hard work... but that's besides the point). I enjoyed the...

Giving While Living

My Grandpa Hier was a generous man. Although he didn't have much, he never hesitated to share it. When he came up from North Carolina to visit, he treated myself and my siblings to treats, gifts, and eating out. One time, we objected...

National Kitten Day!

Do you have a soft spot for animals? I know I do! If you do, then today is a holiday you'll like: National Kitten Day. This sweet holiday is a reminder to show love to your kittens (or your kittens at heart), but also to bring...

10 Things to Do Near Dover This Summer!

New Hampshire summer. What does that look like to you? For me, it looks like sunset walks on the beach, flowers blooming as far as the eye can see, and local events galore. With so many event options in our beautiful area, I'd like to...

Centuries of Retirement

Spending a sunny day on a golf course with your friends. Pulling scrapbook supplies out of the back of the closet. Making memories with your grandchildren. Travelling the world. This is the American definition of retirement as we know...

You Won't Be-Leaf This Place!

We love local businesses, and so every so often I’ll be highlighting one in the area! This first local business blog post is about my favorite store, and in fact probably favorite place, ever: Wentworth Greenhouses in Rollingsford, NH....

The Career of Many Colors

I love a good “rags to riches” story! In the world of finance, self-made names we usually hear are George Soros or Oprah Winfrey, but one person you may not immediately think of has quite the story. Who is it? The Backwoods Barbie, the...

The Story of Airbnb

Air mattresses in a loft. Cereal boxes sold on the street. A business born in the middle of the 2008 Recession. What are we talking about? Airbed and Breakfast, or as it is known now, Airbnb. Founded by three college graduates, Airbnb...

The Most Generous Giver

The 162nd wealthiest man. The “most generous giver” (Forbes). A survivor of the Holocaust. The target of an assassination attempt. Who in the world are we talking about? His name is George Soros, and he is a...

A Buffet of Warren Buffett Facts

We hear the name everywhere in the financial world, but who is Warren Buffett? Let's take a few minutes to peek into the life of this famous investor and businessman.

Finance Jokes

Why does finance always have to be such a serious topic? I've done the laborious task of reading numerous articles' worth of investing and financial jokes to find the best ten.

The Secret Millionaire

What if your humble next door neighbor, an elderly woman living in a one-bedroom cottage, turned out to be a millionaire?  This was what happened in Lake County,...

Get to Know Me

Dogs, plants, and books, oh my! Get to know me, Eric's assistant, with a little bio. Maybe we have something in common!

A Nutty Tale

I decided to give ChatGPT a try, and told it to write a story about finances, with a lesson to learn. I was amused by it's result, and I think you will be, too! The Acorn Chronicles: A Tale of Financial Wisdom Once upon a time in the...

Keep Calm and Finance On

We at AZTEC are well-aware of the stress that comes with the rising cost of living. We see it everywhere: at the grocery store, the gas pump, the streaming services we use. During such a time, the hardest thing to do is also the most...

Financial Literacy is Possible!

I'll let you in on a secret: before I started working for Eric at AZTEC, I didn't know there were multiple types of IRAs, let alone their difference!  If you're what they call "financially illiterate" (like me!), you're...

The Latest Social Security Predictions

Recently, you may have seen reports that the so-called “depletion date” for Social Security was adjusted. This refers to the predicted date when the long-running program will no longer be able to pay full benefits.Barring...

10 Best Ski Resorts for Seniors

As you know, I love to ski! FMG Suites put out this excellent page on some ski resorts you may want to check out:10 Best Ski Resorts for Seniors!

Recession Fears Fading?

Investors put the economy on recession watch when the Fed started its “higher in a hurry” push with short-term interest rates in mid-2022.After the 10-year/2-year Treasury curve inverted in July 2022, it was “all...

Tax Related Identity Theft Crimes

Criminals are stealing taxpayers’ identities and committing tax-related crimes. There are steps you can take to keep your personal information protected.

Happy Valentine's Day

Identity Theft Awareness Week

January 30 to February 3, 2023, is Identity Theft Awareness Week. Anytime is a good time to tighten up your identity security, but if you haven’t been as careful as you intended, consider this your annual reminder. Here are a few...

Weekly Update!

Stocks added to their early 2023 gains amid a busy stream of mixed corporate earnings results and conflicting economic data.The Dow Jones Industrial Average gained 1.81%, while the Standard & Poor’s 500 added 2.47%. The Nasdaq...

National Financial Health Month

National Financial Wellness Month comes each January. It's a time to remind people to either establish a financial strategy or take some time to sit down and review it with their valued financial professional.For me, it's time for me...

Secure Act 2.0 Update

In the final days of 2022, Congress passed a new set of retirement rules designed to make it easier to contribute to retirement plans and access those funds earmarked for retirement.The law is called SECURE 2.0, and it's a follow-up to...

It's beginning to look a lot like winter!

Although the warmer days have been nice, today it actually looks like a winter day! Hopefully soon more ponds will freeze, the snow will be ready for cross-country skiing and snowshoeing, and more trails will open on the ski mountains...

Resolutions That Keep

Most New Year's Resolutions do not continue past February. My goal here is to help you see yours in a different light. The best way to accomplish your goals is to keep them simple. Saying, "I will lose 20 pounds in a month"...

7 Ways to Stay Calm During the Holidays

I wanted to share this site with you to try to ease some of the stress you may be feeling:7 Ways to Stay Calm During the Holidays (californiapsychics.com)

December Events

There is so much to see and do in the month of December! I wanted to share some of the fun ones I have found in the Seacoast area:Be sure to watch the movie as well (if you like silly movies), but one show I definitely had to get...

New Retirement Contribution Limits for 2023

The Internal Revenue Service has released new limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels.Individual Retirement...

6 points that can help you feel more at ease with market volatility

Although market uncertainty might make you feel jittery, keeping your investment cool is critical to your financial success. While it's hard to watch your portfolio value fluctuate, remember these six things before acting out of...

So many leaves!!!

Anyone else feeling overwhelmed by leaves? Last week I had enough leaves to entirely cover my ten-year old while standing up!  Fall leaves sure are gorgeous, but with the wind winds the blanket of leaves on my yard seems...

Unique Fall Activities

Autumn in New Hampshire isn't all about leaf peeping. We are fortunate to have a variety of activities to do.If you enjoy exploring new places, you could take a drive through some of the prettiest small towns of the state...

Fall Foliage

One of the most wonderful things about living in New England is the foliage. If you are a nature lover like me, even the views driving down the highway can take your breath away. Although the sudden gusts of wind lately have...

Financial Planning Month!

Its financial planning month! Time to schedule your appointment with Eric to plan for your future. Going over your portfolio is the best way to make sure you are ready for vacations, retirement, and anything life throws...

Fall Fairs & Festivals

Is there much better than a warm cup of cider on a cool autumn day?One of my favorite things about going to a fall fair or festival is holding a warm cup of cider while looking at all the animals. Cumberland, ME was the next town,...

Overcoming Newfound Financial Troubles

As you approach retirement age, you might feel increasingly secure due in part to the financial savings that you have accumulated throughout your career. However, unpredictable situations can arise at any time and bring with them a...

Want to take a cruise?

Although we may not be able to schedule an Alaskan or Mediterranean Cruise at the moment, there are some local and not too far away cruises that you may be able to do!I was lucky enough to go on the Mt. Washington cruise last weekend...

An Everything Bagel of Good News

These days, an encouraging word can feel like a relief. Here are a few positive stories I’ve noticed lately – like an “everything bagel” sprinkled with good news.I saw a recent report in The Guardian about the...

Unpacking the Summer Economy

In the financial world, some weeks are more important than others, and we just lived through a big one. Let's unpack each of the four key stats:The Fed. As expected, the Fed bumped up short-term rates again at its July meeting. But the...

Camping in Maine and New Hampshire

Looking for an inexpensive getaway? New England has thousands of places to relax and enjoy yourself, and camping can be the easiest and least expensive way to do it.I have traveled throughout New England and have stayed at some...

Wise Words from Warren Buffett

During periods of market turbulence, I take comfort in one of my favorite Warren Buffett quotes:“Don’t watch the market closely.”The Oracle of Omaha gave this sage advice in 2016, when Brexit, China’s economic...

New England Festivals

Meet the Team at AZTEC Financial Group

Rainy Days and Market Fluctuations

The Scene at Tuckerman Ravine

Making Time for Travel and Living Life to the Fullest

International Women's Day!

Updates from LPL

Visiting the Seacoast Area? Where to Stay & Play

Greater Seacoast Area Indoor Events to Shake the Winter Blues

How to Save Money While Skiing

Put Yourself First

Hooray for New Hampshire!!!

Common New Year's Resolutions

Ways to Give Back This Holiday Season & Year Round

Where to Shop Small in the Portsmouth Area This Holiday Season

Where to Shop Small in the Portsmouth Area This Holiday Season Small Business Saturday falls on November 27th this year and has inspired the topic of our blog this month – where to shop small in the Portsmouth area. Small...

Thanksgiving Questionnaire

What are YOUR Thanksgiving Traditions? Please fill this out and email it to us at Robyn.Orfield@AztecFG.Com 😊

Thanksgiving Traditions!

AZTEC Financial Thanksgiving Traditions With Thanksgiving approaching, we wanted to share some of our Thanksgiving traditions with you. We learned some new things about each other when we sat down to talk about what Thanksgiving means...

Making the Most of Fall

November Activities Around the Seacoast: Making the Most of Fall Late fall is a wonderful time of year to live on the Seacoast. By now, most of the tourists and visitors are gone, the crowds have dwindled, and the area belongs purely...

the White Mountains of New Hampshire

Head to the White Mountains of New Hampshire This Fall Owner of AZTEC Financial Group, Eric Wasson, spends a lot of time in the mountains and lakes regions of New Hampshire, year-round. For those of you who live in the greater NH...

Lost River Gorge

Hello All!!! This is Robyn, Eric's assistant (who you have probably talked to several times 😊). I wanted to share an amazing experience that I had this past weekend. If you have not been to the Lost River Gorge in North Woodstock, NH,...

Fun Family Fall Activities

Fun Family Fall Activities in the Seacoast Area Here in New England, it is slowly but surely starting to feel like fall. The lingering warm days seem to be coming to an end, and we’re beginning to gear up for several cold months...

The Legend of Mt. Chocorua

The Legend of Mount Chocorua It’s that time of the year again when hiking enthusiasts head north to the mountains in search of adventure, solitude, or just a little peace and quiet. In New Hampshire, the White Mountains offer...

Local NH & ME Attractions for Your Family Staycation

As the start of the new school year nears and the pandemic continues to bring unpredictability to our lives, many are avoiding traveling far from home. There might be more to do just outside your front door than you think. Have you...

Upcoming Events in the NH Seacoast

The team at AZTEC Financial Group is first and foremost committed to being your trusted guide in all things financial. However, we also live in the same community as many of our clients, and we are always on the lookout for fun things...

Pride Alliance Advisor Business Community Celebrates Diversity

“As a gay advisor who is very active within our local LGBTQ+ professional and non-profit communities, it’s important to be affiliated with a firm that walks the walk. LPL has consistently received a perfect 100% score on...

Should you EVER retire?

This is a great video about the benefits of working past the age of 65. Call me if you have any questions! https://www.aztecfg.com/resource-center/retirement/should-you-ever-retire

Inflation

Inflation has emerged as one of the top financial concerns for investors as they size up the economy for the rest of the year. According to research by Deutsche Bank, Google searches for “inflation” are rising rapidly and...

The Cycle of Investing

http://www.fmgwebsites.com/a71a0ffd-4a31-427d-a13d-15624561074f/resource-center/investment/the-cycle-of-investing

Heart Health Month

https://www.nhlbi.nih.gov/health-topics/education-and-awareness/heart-month

The Super Bowl Indicator | Daily Market Update

https://lplresearch.com/2021/02/03/the-super-bowl-indicator-daily-market-update/#more-20202

Winter

The snow has finally arrived! We are keeping warm in the office, but I look forward to getting back out on the slopes! What are your favorite things to do in the winter?

12 Days of Christmas dream gifts for you!

Merry Christmas! ~from Eric, Robyn & Joie at Aztec Financial Group! Here is our version of a dream Christmas for you (make sure to sing it ) : On the twelfth day of Christmas my true love sent to me, Twelve Bonds with Interest, Eleven...

Happy Winter Solstice!

The winter solstice happens on Monday, December 21, 2020. This is the astronomical first day of winter in the Northern Hemisphere and the shortest day of the year. What happens at the winter solstice? Why is the solstice important?...

Will Santa Deliver?

Listen to LPL Research strategists discuss 2021 stocks, big-name IPOs, the latest on COVID-19 vaccines, and if Santa will deliver more stock gains this December. https://soundcloud.com/lplfinancialpodcasts/marketsignals-201214-podcast

Goodbye 2020!

LPL Research Chief Market Strategist Ryan Detrick talks about a divided Congress, economic forecasts, and stock and bond performance in 2021. Goodbye 2020!

Stressful Times

The next few weeks may be hard. Take time to stop, breathe, and know that everything has a way of working out. We are here. Our doors are open. Our office is safe. If finances are a part of your worries, or if you need a friendly...

The past 6 months

6 Months From the Low Posted by lplresearch Market Blog On March 23, 2020, the S&P 500 Index closed down 2.9% for the day, bringing its total loss from its all-time high to 33.9%. The index was in the midst of its fastest bear market...

Spotting Credit Trouble

American households with credit card balances carry an average debt of $8,602.1 The wise use of credit is a critical skill in today’s world. Used unwisely, credit can rapidly turn from a useful tool to a crippling burden. There...

Important information from LPL

Here is a link to the LPL Blog. There are some very good updates I wanted to share... https://lplresearch.com/2020/06/02/2020-in-charts/

ZOOM Protection from hackers

Here are some tips from the FBI on keeping your ZOOM account safe from hackers: Do not make meetings "Public" Require a password - or - Use the "Waiting Room" feature Do not share ZOOM Meeting links on social media Set screen sharing...

Coronavirus, Aid, Relief, and Economic Security (CARES) Act (also known as HR 748)

On March 27, 2020, in response to the COVID-19 global pandemic, Congress passed the Coronavirus, Aid, Relief, and Economic Security (CARES) Act (also known as HR 748). This is historic and sweeping legislation created to help keep...

Time In The Market Versus Timing The Market

Time In The Market Versus Timing The Market Posted by lplresearch Market Blog The incredible volatility continues, with the S&P 500 Index now in one of its worst bear markets ever, along the way making the quickest move from an...

COVID-19 impact

In recent weeks, we’ve seen several major stories in the news. On the political front, in addition to the arrival of the presidential election through the 2020 caucuses and primaries, we have just experienced the third...

We Can Help!

In order to feel comfortable about financial planning, you have to understand why it is a necessity. If you want to retire comfortably, and not have to worry about your ability to pay the bills, you have to understand the outline of...